This workbook is split into six sessions for families or individuals who want to improve their budgeting skills. Whether you are trying to get out of debt, want to make your money stretch further or simply want to improve your money management skills. This book will help equip you and develop your technique at every stage of the process. The themes of the book include; get out of debt, effective budgeting, analyze your finances, reduce your expenditure, increase your income and strategic planning. The workbook is filled with practical tasks supported by proven advice and literature. This will help you get better control over your finances and see your money go further.